Self-Employed Buyers and Mortgage Planning 🏡

Being self-employed can make buying a home a little different, but it doesn't mean getting a mortgage has to be difficult.

The biggest mistake many self-employed buyers make is waiting until they find a house before looking at their finances. Your tax returns, business deductions, bank statements, and overall income can all play a role in qualifying.

Sometimes writing off every possible expense can lower the income a lender is able to use. That's why planning ahead matters.

If you're self-employed and thinking about buying a home, let's talk before you start house hunting. I can help you look at your options and explain what you may need to qualify.

Jeff Germano

Investment Mortgage Specialist

NMLS# 2708205

📱 Text HOME to 518-221-7262 to talk about your future home.

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